BankAmericard Credit Card: The “No Penalty APR” Card for You

BankAmericard Credit Card Excellent Benefits

BANKAMERICARD CREDIT CARD – Are you looking for a credit card that does not impose a penalty on the APR in case late billing payments happen?

Many people are credit card holders. They use a credit card in paying for the groceries, the utility bills, the school fees, and even in online shopping. They can go for a cashless shopping anytime and anywhere as most credit cards got wide acceptance feature.

In some cases, some credit card holders use their card solely for emergency purposes like hospitalizations. It is one of the times when a card holder may incur a huge amount. Truths be told that there is a possibility that the amount may not be paid by the card holder right away or on the specified billing time due to how big it is.

In most credit cards, late payments will result to a penalty or an increase in the annual percentage rate or APR. But, to BankAmericard which is offered by the Bank of America, you can get away from an APR increase when it happens.

BankAmericard Credit Card

According to the Bank of America, the BankAmericard offers a “no penalty APR” for late payments. With regards to the account pricing and the other terms agreed as per client-to-client basis, they will be applied.

Aside from the “no penalty APR” benefit, there are several other benefits of this credit card offer of the Bank of America. Here is a list of what the credit card holders may enjoy under this card:

  • 0% intro APR for 18 billing cycles for balance transfers and purchases made in the first 60 days since you opened an account
    • According to the Bank of America, after the said 60-day period, the variable APR to be applied is between 12.99% to 22.99% based on the current variable APR. Also, a 3% fee will be charged for balance transfers.
  • offers both security and convenience as it is a chip card that is contactless and you can use it with a tap
  • access your FICO Score for free via online banking or mobile banking app

The application for the said credit card offer of the Bank of America may be done online. To apply for the BankAmericard credit card, you may visit – https://www.bankofamerica.com/credit-cards/.

You may also visit – Bank of America Cash Rewards Credit Card Offers $200 Online Bonus.

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