Features of Allianz Life Insurance You Might Like To Get For You & Your Family
ALLIANZ LIFE INSURANCE – Here are the features of the permanent life insurance offered by Allianz Life which can be a great choice for you and your loved ones.
Are you thinking about getting a life insurance for you or even for everyone in the family? Unlike before, more and more people are now waking up to the reality that being insured is one of the best preparations for the future.
Truths be told that when you have yourself insured, you are not only protecting yourself but as well as your loved ones. Through an insurance policy, you may leave something behind for them and they won’t have to go for credit lines for your funeral and their life without your support.
These benefits are often part of a life insurance policy. In the United States, one of the best insurance policies that you can turn to is Allianz Life Insurance. It is a permanent insurance with excellent features.
Under life insurance, you may choose between a term or a permanent insurance policy. The former only covers death benefit for a specified period of time while the latter offers death benefit as long as the policy is active. Also, a permanent life insurance can be flexible and you can add features to it over time.
With regards to the Fixed Index Universal Life (FIUL), the permanent Allianz Life Insurance, you can get so much more benefits. Here are some that are covered by the policy:
- The death benefit that can be received by your beneficiaries is free from income tax.
- Your accumulated payment may earn interest under a fixed interest option.
- The growth in the value of your accumulated payment is deferred from tax.
- You have the option to pay premium and access the cash value through withdrawals.
What if I don’t have beneficiaries, is it still a good idea to get Allianz Life Insurance Policy?
Even without dependents or beneficiaries, this insurance policy offer can still greatly benefit the holder as you can withdraw the cash value for some sudden expenses. It can really be a turn-to in the face of emergencies.
Do you want to get this insurance policy? You may visit the official website of Allianz.
Thank you for visiting Moneysense.co. Rest assured that we will continue to post articles that can help secure you financially.